Hearth Financing

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We’ve teamed up with Hearth, the leader in home improvement financing, to find you competitive loan options that save you money and get your project done right.

• Pre-qualification doesn’t affect your credit 
• Low, fixed monthly payments 
• Request up to $100,000 
• Funding in as soon as 24 hours 
• Avoid using home equity 
• No prepayment penalties

• Complete a short online form: Just answer a few questions to see available rates without 1 affecting your credit score. 
• Review loan options: If eligible, you’ll get personalized options from multiple lending 2 partners. You can then apply for your chosen loan. 
• Get funded in as soon as 24 hours: If approved, you can get money in your account the next 3 day.

Q: What information do I need to apply? Before applying for a loan option Hearth finds you, you’ll need access to a paystub, your W-2, or another form of income verification. 

Q: Why should I use Hearth instead of my credit card? Interest rates on credit cards are often higher than those on loans you’ll find through Hearth. 

Q: What kind of loans are available through Hearth? Hearth’s lending partners offer personal loans. These loans have fixed monthly payments, terms that are usually between 3 and 7 years, no home equity requirement, and no prepayment penalties. 

Q: When is my first payment due? Your first payment will be due a month after getting a loan. 

Q: How do I make payment on the loan? You can pay your chosen lending partner by logging into their website and making a quick payment.